Why You Need Long-Term Disability Insurance

Wouldn’t it be great if your income never stopped, even if you were seriously injured or too sick to work?  I’m not talking about some generous, benevolent gesture from your employer, or the kindness of strangers, your family, or your community. I’m talking about a guaranteed, reliable way to keep your income flowing. The good news is, such a product does exist, and it’s called long-term disability insurance (LTDI). Continue reading

Does Your Financial Plan Look Like This?

It should. 

Why?  Because if you are saving for retirement, you need every advantage you can get; and every level of protection you can get.  As you work to earn money for your expenses, and invest your savings to reach your ultimate goal – retirement, for example – you, like the tank – could be hit with some bombs along the way.  You need a financial plan that provides protection from just about anything that life throws in front of you.  Continue reading